News & Alerts

Hours

Mon- Fri: 8am-4:30pm
Sat: Closed
Sun: Closed

Need a loan?

Stop in or call 402.544.2500.

We offer: Home Equity, Auto, Personal, and Credit Cards...FAST, personal, and professional service!

Sprig remote deposit!

Download the Sprig app to remotely deposit into your UPSFCU account!

UPSFCU will be closed for the Holiday Season

Monday, December 25th
Tuesday, December 26th

Monday, January 1st
Tuesday, January 2nd

~MoneyPass for free ATM withdrawal's

~Shared Branching for Deposit's and
withdrawals

Pay your Credit Card online!

Now pay your credit card from the comfort of your own home. Log in to homebanking today!

            Member Cellular Discounts with Sprint

   

  

       

 

 

 

WHAT IS A CREDIT UNION?

 

Credit unions are cooperative, not-for-profit financial institutions organized to provide members with a place to save money and obtain a loan at a reasonable rate.

 

Many people ask the question, “What is the difference between a credit union and a bank?” Here are some of the key differences between the two:

 

Credit Unions   Banks
  • Not-for-profit cooperatives
  • Owned by members
  • Membership is based on a chapter, based on a common bond
  • Led by volunteer board. Operated by paid staff
  • Tax-exempt organization
  • Dividends paid directly back to members in form of higher rates on savings, lower rates on loans, or improved services
  • All federally-chartered credit unions and most state-chartered credit unions are insured by the NCUSIF
 
  • For-profit entities
  • Owned by stockholders
  • Board of Directors is paid based on the profits generated by the bank
  • Anyone can be a customer of a bank
  • Offer products and services at competitive rates and fees
  • All banks are insured by the FDIC