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Need a loan?

Stop in or call 402.544.2500.

We offer: Home Equity, Auto, Personal, and Credit Cards...FAST, personal, and professional service!

Sprig remote deposit!

Download the Sprig app to remotely deposit into your UPSFCU account!

Pay your Credit Card online!

Now pay your credit card from the comfort of your own home. Log in to homebanking today!


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Sat: Closed
Sun: Closed

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Do you need some extra cash to pay bills? You can consolidate your bills into one easy automatic payroll payment. Or maybe you want to take that dream vacation you've only thought about. Whatever you need, we have the solution for you.


Ready Reserve Line of Credit


A Ready Reserve Line of Credit ensures that you will have the funds you need, when you need them, simply by writing a check.


Our Ready Reserve Line-of-Credit is a low cost loan that automatically covers the checks you write, up to your available credit limit, when the checks are greater than the balance in your Union Pacific Streamliner Federal Credit Union Checking Account. Credit lines up to $2,500 are available, featuring affordable rates and no prepayment penalties.


All loans are subject to qualified credit.  APPLY HERE!


Personal Loan Rates Term APR* as low as
Personal Loan 18 Months


Personal Loan 36 Months 9.24%
Personal Loan  48 Months 9.74%
Personal Loan 60 Months 10.24%
Ready Reserve Line of Credit Revolving 12.00%
Shares/Certificates Pledged Loans

48 Months


APR* = Annual Percentage Rate.
APR Rates are "start at" rates, final rate based on FICO score.

On a loan of $1000.00 for 12 months at 7.24% APR equals a payment of $86.64 per month.
Rates subject to change without notice. Other restrictions may apply. Please call (402) 544-2500 for more information.