• Apply for a loan
• Check balances
• View the date and amount of their transactions, including deposits, withdrawals and transfers
• Verify certain checks have cleared (only if enrolled in eStatements)
• Read a message from the credit union
• Stop payment on a check
• View eStatements
• Pay bills online
• View images of canceled checks
• Transfer funds between accounts, enter text that describes a transaction at the time of the transfer
• Make loan payments from funds in their account
• Set up or change automatic transfers
• Withdraw funds in the form of a check
• Request that a credit union employee contact them
• Set up eAlerts
• Print loan coupons
• View dividend details on open and closed accounts
• Sign up to receive eNotices
• Adjust how paycheck and other electronic deposits are handled
• Download transaction information to a Comma Delimited File (.CSV)
• Review loan payoff amounts/due dates
• Check current loan/savings/certificate rates
• Initiate opening of additional savings accounts
• Create a username, change password and security questions, receive reminders to change password
• Choose personal preferences, ex. background color, photo album, and starting page.
• View annual dividends and interest info
• Assign nicknames to their accounts
• View pending ACH transactions
• Get educated on password strength
• View amount applied to interest and principal in a loan payment

1. Log in to HOMEBRANCH at upcu.com.
2. Click the Go Mobile button on the toolbar.
3. Select Text Banking Home.
4. Follow the prompts to enroll.

After enrollment, text commands to IM247 (46247).

Note: A list of text banking commands will be provided to you during the enrollment process. There is no Union Pacific Streamliner FCU fee associated with text banking, but your mobile carrier’s standard text messaging fees will apply.