Home - Union Pacific Streamliner Federal Credit Union

Drive for Less with Residual Auto Financing

Lower your monthly payments with our new Residual Auto option. You get the low payments of a lease but with the added benefits of ownership. And for a limited time, enjoy a 0.25% rate discount and no setup fees (a $775 value).

Funding the Future Without the Stress

Cover college costs with student loans designed for Union Pacific families. Through our partnership with Sallie Mae^®, you get competitive rates, multiple repayment options and no origination fees.

Start Smart with Auto Loan Pre-Approval

Know your budget before you shop and unlock exclusive rewards. Get pre-approved to receive a 0.25% auto loan rate discount plus a $250 cash bonus when you set up direct deposit of $1,000 or more.

Get Pre-Approved

Free Financial Counseling for UP Employees

Whether you need to manage debt, improve your credit or plan for homeownership, we have your back. Union Pacific Streamliner FCU offers free, confidential financial wellness tools through GreenPath Financial Wellness to all Union Pacific employees. No credit union membership required.

Access Free Resources

Your Home Has More to Offer

Turn your home’s equity into opportunity with a Home Equity Line of Credit featuring an introductory rate as low as 4.75% through December 2026. Plus, we’ll cover closing costs on new lines of $50,000 or more.

Membership Runs in the Family

Your family deserves the same exclusive benefits you have as a Union Pacific employee. From low-rate auto loans and student loans to free financial counseling through GreenPath Financial Wellness, bring your loved ones on board today.

Join the Family

Serving the Union Pacific Family Since 1937

Union Pacific Streamliner Federal Credit Union is proud to exclusively serve Union Pacific employees and their families. Since our founding in 1937, we've remained dedicated to your financial well-being with personalized services designed for your unique lifestyle.

CHECK YOUR ELIGIBILITY TO JOIN

Drive for Less with Residual Auto Financing

Lower your monthly payments with our new Residual Auto option. You get the low payments of a lease but with the added benefits of ownership. And for a limited time, enjoy a 0.25% rate discount and no setup fees (a $775 value).

Funding the Future Without the Stress

Cover college costs with student loans designed for Union Pacific families. Through our partnership with Sallie Mae^®, you get competitive rates, multiple repayment options and no origination fees.

Start Smart with Auto Loan Pre-Approval

Know your budget before you shop and unlock exclusive rewards. Get pre-approved to receive a 0.25% auto loan rate discount plus a $250 cash bonus when you set up direct deposit of $1,000 or more.

Get Pre-Approved

Free Financial Counseling for UP Employees

Whether you need to manage debt, improve your credit or plan for homeownership, we have your back. Union Pacific Streamliner FCU offers free, confidential financial wellness tools through GreenPath Financial Wellness to all Union Pacific employees. No credit union membership required.

Access Free Resources

Your Home Has More to Offer

Turn your home’s equity into opportunity with a Home Equity Line of Credit featuring an introductory rate as low as 4.75% through December 2026. Plus, we’ll cover closing costs on new lines of $50,000 or more.

Membership Runs in the Family

Your family deserves the same exclusive benefits you have as a Union Pacific employee. From low-rate auto loans and student loans to free financial counseling through GreenPath Financial Wellness, bring your loved ones on board today.

Join the Family

Serving the Union Pacific Family Since 1937

Union Pacific Streamliner Federal Credit Union is proud to exclusively serve Union Pacific employees and their families. Since our founding in 1937, we've remained dedicated to your financial well-being with personalized services designed for your unique lifestyle.

CHECK YOUR ELIGIBILITY TO JOIN

member offerings

Union Pacific Streamliner FCU Member Benefits Include:

Payroll Direct Deposit: Convenient and hassle-free deposits right into your account.
Free ATMs Nationwide: Access your money anywhere without fees.
Mobile & Online Banking: Easy-to-use, 24/7 secure digital banking from anywhere.
Great Loan Rates: Affordable loans to fit your needs, from autos to homes. Apply Now.

Featured Union Pacific Streamliner FCU Products

Savings Accounts:

Secure, reliable accounts that simplify and boost your day-to-day finances.

Auto Loans:

Competitive rates, easy applications and exclusive guaranteed asset protection for Union Pacific employees.

Credit Cards:

Simple, straightforward cards with low rates and flexible rewards.

Home Loans:

Finance your dream home with confidence, backed by trusted expertise from your Union Pacific Streamliner FCU team.

Bank Anytime, Anywhere

Digital-First Banking with Union Pacific Streamliner FCU

Banking with Union Pacific Streamliner FCU means convenience at your fingertips. With our powerful mobile app and intuitive online banking tools, you can manage your finances, deposit checks, transfer funds and more. Union Pacific Streamliner FCU is with you every step of the way, wherever life takes you.

Drive Now. Pay Later.

Buy or refinance with Union Pacific Streamliner FCU and make your first payment in 120 days!

Union Pacific Streamliner Federal Credit Union

What Our Members Are Saying

"Joining UPSFCU was one of the best decisions I’ve ever made. They truly understand Union Pacific employees."

"I feel like the employees there understood my financial situation better, so they were able to show me exactly what I needed."

"Liz helped me get a car loan that works perfectly for me. I'm really thankful to the staff at UPSFCU!"

How do I become a member?

Become a Union Pacific Streamliner FCU Member Today

Go Online:

Call Us:

(402) 915-8728

Visit Us:

1400 Douglas Street
Omaha, Nebraska 68179-1001