INVESTMENTS
Financial Well-Being Starts With A Plan
Union Pacific Streamliner Federal Credit Union is dedicated to serving and empowering our members’ financial well-being by offering a full suite of investment and financial planning services.
We have partnered with Copper Financial Network, LLC (“Copper Financial”) to provide a fully integrated member experience to better serve your financial goals. Everyone’s financial situation is different, and their broad suite of investment products and services are designed to give you more flexibility to customize your experience and help you achieve your financial goals.
Whether you are a first-time investor looking to get started, or seeking personalized financial planning with a Wealth Advisor, Copper Financial offers tailored investment paths to meet your specific needs.
Guided Investing1
An automated digital tool that manages your investments based on risk and time preferences. By answering just a few questions you’ll get an investment portfolio tailored to your financial goals.
Guided Investing is a great investment option if you’re looking to:
- Invest now in a simplified way
- Start small with a lower cost alternative
- Set it and forget it
- Get a jumpstart to invest on your own
Benefits of Guided Investing:
Convenient – you can set up an account in only 5 minutes all within your online banking.
Professionally-managed – diverse portfolios that are automatically rebalanced to help you stay in line with your financial goals.
Affordable – Open your Guided Investing account with as little as $200 and pay only 0.25% on assets under management.
Wealth Advisor2
A Wealth Advisor provides comprehensive financial planning and investment management services to help you reach your goals. Your advisor will create a personalized plan for your specific needs.
A Wealth Advisor is a great investment option if you’re looking for:
- Professional, one-on-one investment advisor
- A personalized service approach.
- Specialized advice with fees that vary by product
- Recommendations for a sizable investment
Disclosures:
To learn more about Copper Financial and its financial representatives, visit FINRA BrokerCheck.
Securities and advisory services offered through Copper Financial Network, LLC (“Copper Financial”), a broker-dealer and SEC registered investment adviser. Member FINRA/SIPC. Your Credit Union has contracted with Copper Financial to make non-deposit investment products and services available to its members. Representatives are registered with Copper Financial. Your Credit Union and its investment group (if applicable) are not broker-dealers or investment advisers and are not affiliated with Copper Financial. For important disclosures from Copper Financial please visit here.
Copper Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed.
Link to the Copper Financial Customer Relationship Summary
Investment and insurance products offered through Copper Financial:
| Are Not Credit Union Deposits or Obligations | Are Not NCUA or otherwise Federally Insured | Are Not Credit Union Guaranteed | May Lose Value |
1Guided Investing is an investment advisory service offered by Copper Financial. For additional information on Guided Investing please see our Additional Disclosures. There is a .25% annual management fee for assets under management. Please see our Brokerage Fee Schedule for information on account servicing and maintenance fees that will also apply to your account. The ETFs in your account are also subject to expenses charged by the manager of the ETFs. See the Guided Investing Wrap Fee Program Fee Brochure for a full discussion of all associated fees and expenses.
2Wealth Advisors are able to offer different advisory, securities, and insurance products. Account minimums and fees for products available through a Wealth Advisor vary by product.
Your Credit Union has contracted with Copper Financial to provide investment products and services to its members. Your Credit Union is not a client of Copper Financial. Your Credit Union will receive compensation from Copper Financial if you open an account with Copper Financial. This compensation creates an incentive for you Credit Union to refer clients to Copper Financial. For additional information please see the Program Credit Union Referral Fee Disclosure available here.