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Serving the Union Pacific Family Since 1937

Union Pacific Streamliner Federal Credit Union is proud to exclusively serve Union Pacific employees and their families. Since our founding in 1937, we've remained dedicated to your financial well-being with personalized services designed for your unique lifestyle.

CHECK YOUR ELIGIBILITY TO JOIN

Open Today and Bank Better All Year

Start 2026 on the right track. Open your account online in minutes and experience the best technology, rates and service reserved exclusively for the Union Pacific family.

Open an account

Bring the Credit Union to You

Just finished a long trip or shift? Skip the trip to the branch. Download the Union Pacific Streamliner FCU mobile app and bank wherever and whenever you want.

download the app

Need a New Financial Start in the New Year?

We can help you start 2026 on a positive track. Get free, personalized financial counseling from GreenPath Financial Wellness, a trusted national nonprofit. Whether you need budgeting, debt, or credit score help, it’s all free for Union Pacific employees.

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Serving the Union Pacific Family Since 1937

CHECK YOUR ELIGIBILITY TO JOIN

Open Today and Bank Better All Year

Start 2026 on the right track. Open your spending or savings account online in minutes and experience the best technology, rates and service reserved exclusively for the Union Pacific family.

Open an account

Bring the Credit Union to You

Just finished a long shift? Skip the trip to the branch. Download the Union Pacific Streamliner FCU mobile app and bank wherever and whenever you want.

download the app

Need a New Financial Start in the New Year?

hit reset

member offerings

Union Pacific Streamliner FCU Member Benefits Include:

Payroll Direct Deposit: Convenient and hassle-free deposits right into your account.
Free ATMs Nationwide: Access your money anywhere without fees.
Mobile & Online Banking: Easy-to-use, 24/7 secure digital banking from anywhere.
Great Loan Rates: Affordable loans to fit your needs, from autos to homes. Apply Now.

Featured Union Pacific Streamliner FCU Products

Savings Accounts:

Secure, reliable accounts that simplify and boost your day-to-day finances.

Auto Loans:

Competitive rates, easy applications and exclusive guaranteed asset protection for Union Pacific employees.

Credit Cards:

Simple, straightforward cards with low rates and flexible rewards.

Home Loans:

Finance your dream home with confidence, backed by trusted expertise from your Union Pacific Streamliner FCU team.

Bank Anytime, Anywhere

Digital-First Banking with Union Pacific Streamliner FCU

Banking with Union Pacific Streamliner FCU means convenience at your fingertips. With our powerful mobile app and intuitive online banking tools, you can manage your finances, deposit checks, transfer funds and more. Union Pacific Streamliner FCU is with you every step of the way, wherever life takes you.

Drive Now. Pay Later.

Buy or refinance with Union Pacific Streamliner FCU and make your first payment in 120 days!

Union Pacific Streamliner Federal Credit Union

What Our Members Are Saying

"Joining UPSFCU was one of the best decisions I’ve ever made. They truly understand Union Pacific employees."

"I feel like the employees there understood my financial situation better, so they were able to show me exactly what I needed."

"Liz helped me get a car loan that works perfectly for me. I'm really thankful to the staff at UPSFCU!"

How do I become a member?

Union Pacific Streamliner FCU Member Benefits Include: