Skip-a-Payment Program
Flexible Relief When You Need It
Life happens, and sometimes you need extra cash to manage unexpected expenses, holiday spending or just to give your budget a breather. Union Pacific Streamliner Federal Credit Union understands this, which is why we offer our convenient Skip-a-Payment Program exclusively for Union Pacific employees and their families.
How Does Skip-a-Payment Work?
Twice each year—Summer and Winter—eligible members can choose to skip their loan payment and enjoy some additional financial flexibility.
Eligibility & Details:
- Loans must be active with Union Pacific Streamliner FCU for at least 12 months.
- Skip-a-Payment is available once per eligible loan during each program period (Summer and Winter).
- Excluded from the program: First and Second Mortgages, Home Equity Lines of Credit (HELOC), Business Loans, Real Estate secured loans, Overdraft Protection Loans, Visa Credit Cards (Gold and Platinum) and Automobile Leases.
- Loans that are currently delinquent or have a history of delinquency are not eligible.
- Skip-a-Payment approval is subject to Union Pacific Streamliner FCU evaluation.
- Interest continues to accrue during the skipped month, and your loan term extends one additional month.
- A nominal fee of $45 applies per skipped payment.
Ready to Request Your Skip-a-Payment?
Start your Skip-a-Payment request easily by logging into your Union Pacific Streamliner FCU online banking account.
Additional Services
Download the Union Pacific Streamliner FCU Mobile App
Banking on the go? Our mobile app for digital banking makes managing your accounts convenient, secure and effortless. Transfer funds, deposit a check, pay your bills and much more.
