Christmas Club
Deck the Halls with Extra Money!
The Union Pacific Streamliner FCU Christmas Club account makes holiday saving simple and stress-free for Union Pacific employees and their families. By saving small, manageable amounts throughout the year, you’ll build yourself a Christmas fund that will fill those stockings and make your holiday season special.
Boost Your Savings with Debit Card Roundup
Activate Debit Card Roundup on your Union Pacific Streamliner FCU checking account and effortlessly boost your holiday savings. Every time you make a purchase using your Union Pacific Streamliner FCU Visa debit card, we’ll round up to the nearest dollar and transfer the difference into your Christmas Club account at the end of each day. It’s an easy, automatic way to make your holiday budget grow faster, with no extra cost to you!
Christmas Club Account Rates:
Christmas Club Account | Rate | APY | Minimum Balance |
|---|---|---|---|
Christmas Club Savings | .75% | .75% | $5.00* |
* Dividends are paid quarterly.
Interest rates are subject to change and may change after the account is opened. Fees may reduce earnings.
Open your Christmas Club account quickly through online or mobile banking.
- Online Banking: Log in, click “New Accounts,” select “Open a New Share Account,” click “Accounts,” choose “Christmas Club,” and then click “Open Now.”
- Mobile Banking: Log in, tap “Accounts & Favorites,” click the “+,” select “Open Christmas Club Account,” choose “Christmas Club,” and then click “Open Now.”
Easily set up automatic or manual deposits through Payroll Direct Deposit, Account-2-Account transfers from other financial institutions, internal transfers from your Union Pacific Streamliner FCU Savings or Checking accounts, or Remote Check Deposit via the mobile app.
Activate Debit Card Roundup easily online or through our mobile app.
- Online Banking: Log in, navigate to “Money Management,” click “Debit Card Roundup,” select your Checking account under “Eligible Accounts,” check “I would like to round up purchases on my Debit Card for this account,” select “Christmas Club,” and click “Update.”
- Mobile Banking: Log in, select your Checking account, tap “Debit Card Roundup,” select your Checking account under “Eligible Accounts,” choose “I would like to round up purchases on my debit Card for this account,” select “Christmas Club,” and click “Update.”
Christmas Club dividends are paid yearly on October 31st with funds being transferred in their share savings on November 1st . Early withdrawal will close the current year's Christmas Club account. Once funds transfer, you can move money to your Checking account, set up external transfers or request a check sent directly to you.
Additional Services
Download the Union Pacific Streamliner FCU Mobile App
Banking on the go? Our mobile app for digital banking makes managing your accounts convenient, secure and effortless. Transfer funds, deposit a check, pay your bills and much more.
