Spending Accounts
Accounts Designed to Make Life Easier
As the exclusive financial institution for Union Pacific, we understand the unique lifestyles of Union Pacific employees, whether you’re based at headquarters or out in the field. That’s why Union Pacific Streamliner FCU spending accounts are designed to fit your life, with no monthly maintenance fees, no minimum balance requirements and exceptional member-focused service.
Every Union Pacific Streamliner FCU spending account includes free, convenient tools and digital features that make managing your finances easy, secure and hassle-free, no matter where your journey takes you.
Basic Spending | Plus Spending | |
|---|---|---|
Full access to digital banking | X | X |
Mobile check deposit | X | X |
Nationwide ATM Access | X | X |
Free Visa debit card w/benefits | X | X |
No minimum balance | X | |
No monthly fees | X | |
Earn monthly dividends on balances over $100 | ||
Earn monthly dividends on balances over $1,000 | X | |
No monthly fee with $100 minimum average monthly balance | X |
Share Spending Account (Checking) Rates
Share Savings Account | Rate | APY | Minimum Balance |
|---|---|---|---|
Classic Spending Account | .0% | .0% | N/A |
Interest Plus Spending Account | .25% | .25% | $100* |
* A $10.00 monthly fee will be assessed if the average monthly balance is $100 or less.
Interest rates are subject to change and may change after the account is opened. Fees may reduce earnings.
Additional Services
Download the Union Pacific Streamliner FCU Mobile App
Banking on the go? Our mobile app for digital banking makes managing your accounts convenient, secure and effortless. Transfer funds, deposit a check, pay your bills and much more.
