Money Market
Higher Returns, Easy Access
Union Pacific Streamliner Federal Credit Union Money Market accounts offer Union Pacific employees and their families a secure and rewarding way to grow savings faster. With competitive interest rates (typically higher than traditional savings accounts), Union Pacific Streamliner FCU Money Market accounts give you the freedom to earn more while maintaining convenient access to your funds.
Why open a Money Market account at Union Pacific Streamliner FCU?
- Higher Interest Rates: Earn higher dividends compared to standard savings accounts.
- Tiered Dividends: The more you save, the higher your dividend rate, enabling your balance to grow even faster (see table of tiered rates below).
- Easy Access to Funds: Enjoy up to three free withdrawals per month, providing flexible access to your money whenever you need it.
- Federally Insured: Your deposits are insured by the NCUA up to $250,000, ensuring peace of mind.
- Convenient Account Access: Transfer funds directly to your checking account or external bank accounts, request checks for easy withdrawal and monitor and manage your funds seamlessly with online and mobile banking.
Money Markey Savings Account Rates:
Money Market Account | Rate | APY | Minimum Balance |
|---|---|---|---|
Money Market Savings – Tier I | .35% | .35% | $100¹ |
Money Market Savings – Tier II | .45% | .45% | $2,500² |
Money Market Savings – Tier III | .55% | .55% | $10,000² |
Money Market Savings – Tier IV | 1.00% | 1.01% | $25,000² |
Money Market Savings – Tier V | 1.25% | 1.26% | $100,000² |
1. Members with an average balance under $2,500 will be assessed a $25 monthly fee.
2. After three monthly withdrawals, a fee of $10 will be charged per transaction.
Interest rates are subject to change and may change after the account is opened. Fees may reduce earnings.
Additional Services
Download the Union Pacific Streamliner FCU Mobile App
Banking on the go? Our mobile app for digital banking makes managing your accounts convenient, secure and effortless. Transfer funds, deposit a check, pay your bills and much more.
