AUTO LOANS
AUTO LOANS
Auto, Truck & Motorcycle Loans
Union Pacific Streamliner FCU makes it easy to finance your next vehicle. Our Member Lending Consultants look for ways to approve your loan quickly, with a competitive rate, and an affordable monthly payment.
Our auto loan application process is easy – whether it is online, over the phone, in-person or through one of our trusted dealer partners. Our personalized service is unmatched. Have an existing auto loan with another financial? You could reduce your term and lower your rate by refinancing it through Union Pacific Streamliner FCU.
RATES
New Untitled Motor Vehicles & Motorcycles over 1200 cc
Term Length |
Rates As Low As* |
Minumum Balance |
| 6-36 months | 1.99% | $5,000.00 |
| 37-48 months | 1.99% | $5,000.00 |
| 49-60 months | 1.99% | $10,000.00 |
| 61-72 months | 2.99% | $15,000.00 |
| 73-84 months | 3.99% | $30,000.00 |
*Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. A maximum loan to value (LTV) of 100% applies. Value based on the lesser of NADA retail value or purchase price. Rates are subject to change without notice.
2021 - 2020 - 2019 - 2018 Used Motor Vehicles & Motorcycles over 1200 cc
Term Length |
Rates As Low As* |
Minumum Balance |
| 6-36 months | 2.49% | $5,000.00 |
| 37-48 months | 2.74% | $5,000.00 |
| 49-60 months | 2.99% | $10,000.00 |
| 61-72 months | 3.99% | $15,000.00 |
| 73-84 months | 4.99% | $30,000.00 |
*Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. A maximum loan to value (LTV) of 100% applies. Value based on the lesser of NADA retail value or purchase price. Rates are subject to change without notice.
2017 -2016 Used Motor Vehicles & Motorcycles over 1200 cc
Term Length |
Rates As Low As* |
Minumum Balance |
| 6-36 months | 3.49% | $5,000.00 |
| 37-48 months | 3.74% | $5,000.00 |
| 49-60 months | 3.99% | $10,000.00 |
| 61-72 months | 4.99% | $15,000.00 |
*Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. A maximum loan to value (LTV) of 100% applies. Value based on the lesser of NADA retail value or purchase price. Rates are subject to change without notice.
2015 - 2014 Used Motor Vehicles & Motorcycles over 1200 cc
Term Length |
Rates As Low As* |
Minumum Balance |
| 6-36 months | 3.99% | $5,000.00 |
| 37-48 months | 4.24% | $5,000.00 |
| 49-60 months | 5.24% | $10,000.00 |
*Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. A maximum loan to value (LTV) of 100% applies. Value based on the lesser of NADA retail value or purchase price. Rates are subject to change without notice.
2013 & Older or Over 150,000 miles
Term Length |
Rates As Low As* |
Minumum Balance |
| 6-36 months | 4.99% | $5,000.00 |
| 37-48 months | 5.74% | $5,000.00 |
| 49-60 months | 5.99% | $10,000.00 |
*Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. A maximum loan to value (LTV) of 100% applies. Value based on the lesser of NADA retail value or purchase price. Rates are subject to change without notice.
Auto, Truck & Motorcycle Loans
Union Pacific Streamliner FCU makes it easy to finance your next vehicle. Our Member Lending Consultants look for ways to approve your loan quickly, with a competitive rate, and an affordable monthly payment.
Our auto loan application process is easy – whether it is online, over the phone, in-person or through one of our trusted dealer partners. Our personalized service is unmatched. Have an existing auto loan with another financial? You could reduce your term and lower your rate by refinancing it through Union Pacific Streamliner FCU.
RATES
New Untitled Motor Vehicles & Motorcycles over 1200 cc
Term Length |
Rates As Low As* |
Minumum Balance |
| 6-36 months | 1.99% | $5,000.00 |
| 37-48 months | 1.99% | $5,000.00 |
| 49-60 months | 1.99% | $10,000.00 |
| 61-72 months | 2.99% | $15,000.00 |
| 73-84 months | 3.99% | $30,000.00 |
*Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. A maximum loan to value (LTV) of 100% applies. Value based on the lesser of NADA retail value or purchase price. Rates are subject to change without notice.
2021 - 2020 - 2019 - 2018 Used Motor Vehicles & Motorcycles over 1200 cc
Term Length |
Rates As Low As* |
Minumum Balance |
| 6-36 months | 2.49% | $5,000.00 |
| 37-48 months | 2.74% | $5,000.00 |
| 49-60 months | 2.99% | $10,000.00 |
| 61-72 months | 3.99% | $15,000.00 |
| 73-84 months | 4.99% | $30,000.00 |
*Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. A maximum loan to value (LTV) of 100% applies. Value based on the lesser of NADA retail value or purchase price. Rates are subject to change without notice.
2017 -2016 Used Motor Vehicles & Motorcycles over 1200 cc
Term Length |
Rates As Low As* |
Minumum Balance |
| 6-36 months | 3.49% | $5,000.00 |
| 37-48 months | 3.74% | $5,000.00 |
| 49-60 months | 3.99% | $10,000.00 |
| 61-72 months | 4.99% | $15,000.00 |
*Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. A maximum loan to value (LTV) of 100% applies. Value based on the lesser of NADA retail value or purchase price. Rates are subject to change without notice.
2015 - 2014 Used Motor Vehicles & Motorcycles over 1200 cc
Term Length |
Rates As Low As* |
Minumum Balance |
| 6-36 months | 3.99% | $5,000.00 |
| 37-48 months | 4.24% | $5,000.00 |
| 49-60 months | 5.24% | $10,000.00 |
*Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. A maximum loan to value (LTV) of 100% applies. Value based on the lesser of NADA retail value or purchase price. Rates are subject to change without notice.
2013 & Older or Over 150,000 miles
Term Length |
Rates As Low As* |
Minumum Balance |
| 6-36 months | 4.99% | $5,000.00 |
| 37-48 months | 5.74% | $5,000.00 |
| 49-60 months | 5.99% | $10,000.00 |
*Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. A maximum loan to value (LTV) of 100% applies. Value based on the lesser of NADA retail value or purchase price. Rates are subject to change without notice.
Our Office
1400 Douglas Street - Mailstop 0040
Omaha, Nebraska 68179-1001
Get in Touch
Phone
Local: (402) 544-2500
Toll-Free: (800) 370-2260
E-mail
memberservice@upcu.org
ABA Routing Number
304083451