Effective Tuesday, September 7th, 2021, our new lobby hours for in-person transactions will be 10 AM – 2 PM due to a rise in COVID cases.

AUTO LOANS

 Auto, Truck & Motorcycle Loans

Union Pacific Streamliner Federal Credit Union will lower your monthly payment based on
creditworthiness, loan-to-value and loan term. In some cases, lowering your monthly payment may cause your loan to accumulate higher interest payments over the life of the loan due to extended terms. Please discuss with your member concierge to maximize your potential savings. Normal loan underwriting criteria remain valid during this promotion including credit worthiness and loan-to-value. UPSFCU offers a full range of protection programs including GAP, extended warranties and life, disability and unemployment payment protection. Not valid on current UPSFCU auto loans

RATES

New Untitled Motor Vehicles & Motorcycles over 1200 cc

Term Length

Rates As Low As*

Minumum Balance

6-36 months 1.99% $5,000.00
37-48 months 1.99% $5,000.00
49-60 months 1.99% $10,000.00
61-72 months 2.99% $15,000.00
73-84 months 3.99% $30,000.00

*Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. A maximum loan to value (LTV) of 100% applies. Value based on the lesser of NADA retail value or purchase price. Rates are subject to change without notice.

2021 - 2020 - 2019 - 2018 Used Motor Vehicles & Motorcycles over 1200 cc

Term Length

Rates As Low As*

Minumum Balance

6-36 months 2.49% $5,000.00
37-48 months 2.74% $5,000.00
49-60 months 2.99% $10,000.00
61-72 months 3.99% $15,000.00
73-84 months 4.99% $30,000.00

*Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. A maximum loan to value (LTV) of 100% applies. Value based on the lesser of NADA retail value or purchase price. Rates are subject to change without notice.

2017 -2016 Used Motor Vehicles & Motorcycles over 1200 cc

Term Length

Rates As Low As*

Minumum Balance

6-36 months 3.49% $5,000.00
37-48 months 3.74% $5,000.00
49-60 months 3.99% $10,000.00
61-72 months 4.99% $15,000.00

*Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. A maximum loan to value (LTV) of 100% applies. Value based on the lesser of NADA retail value or purchase price. Rates are subject to change without notice.

 

2015 - 2014 Used Motor Vehicles & Motorcycles over 1200 cc

Term Length

Rates As Low As*

Minumum Balance

6-36 months 3.99% $5,000.00
37-48 months 4.24% $5,000.00
49-60 months 5.24% $10,000.00

*Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. A maximum loan to value (LTV) of 100% applies. Value based on the lesser of NADA retail value or purchase price. Rates are subject to change without notice.

2013 & Older or Over 150,000 miles

Term Length

Rates As Low As*

Minumum Balance

6-36 months 4.99% $5,000.00
37-48 months 5.74% $5,000.00
49-60 months 5.99% $10,000.00

*Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. A maximum loan to value (LTV) of 100% applies. Value based on the lesser of NADA retail value or purchase price. Rates are subject to change without notice.

Auto, Truck & Motorcycle Loans

Union Pacific Streamliner FCU makes it easy to finance your next vehicle. Our Member Lending Consultants look for ways to approve your loan quickly, with a competitive rate, and an affordable monthly payment.

Our auto loan application process is easy – whether it is online, over the phone, in-person or through one of our trusted dealer partners. Our personalized service is unmatched. Have an existing auto loan with another financial? You could reduce your term and lower your rate by refinancing it through Union Pacific Streamliner FCU.

RATES

New Untitled Motor Vehicles & Motorcycles over 1200 cc

Term Length

Rates As Low As*

Minumum Balance

6-36 months 1.99% $5,000.00
37-48 months 1.99% $5,000.00
49-60 months 1.99% $10,000.00
61-72 months 2.99% $15,000.00
73-84 months 3.99% $30,000.00

*Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. A maximum loan to value (LTV) of 100% applies. Value based on the lesser of NADA retail value or purchase price. Rates are subject to change without notice.

2021 - 2020 - 2019 - 2018 Used Motor Vehicles & Motorcycles over 1200 cc

Term Length

Rates As Low As*

Minumum Balance

6-36 months 2.49% $5,000.00
37-48 months 2.74% $5,000.00
49-60 months 2.99% $10,000.00
61-72 months 3.99% $15,000.00
73-84 months 4.99% $30,000.00

*Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. A maximum loan to value (LTV) of 100% applies. Value based on the lesser of NADA retail value or purchase price. Rates are subject to change without notice.

2017 -2016 Used Motor Vehicles & Motorcycles over 1200 cc

Term Length

Rates As Low As*

Minumum Balance

6-36 months 3.49% $5,000.00
37-48 months 3.74% $5,000.00
49-60 months 3.99% $10,000.00
61-72 months 4.99% $15,000.00

*Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. A maximum loan to value (LTV) of 100% applies. Value based on the lesser of NADA retail value or purchase price. Rates are subject to change without notice.

 

2015 - 2014 Used Motor Vehicles & Motorcycles over 1200 cc

Term Length

Rates As Low As*

Minumum Balance

6-36 months 3.99% $5,000.00
37-48 months 4.24% $5,000.00
49-60 months 5.24% $10,000.00

*Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. A maximum loan to value (LTV) of 100% applies. Value based on the lesser of NADA retail value or purchase price. Rates are subject to change without notice.

2013 & Older or Over 150,000 miles

Term Length

Rates As Low As*

Minumum Balance

6-36 months 4.99% $5,000.00
37-48 months 5.74% $5,000.00
49-60 months 5.99% $10,000.00

*Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. A maximum loan to value (LTV) of 100% applies. Value based on the lesser of NADA retail value or purchase price. Rates are subject to change without notice.

Our Office

1400 Douglas Street - Mailstop 0040
Omaha, Nebraska 68179-1001

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Get in Touch

Phone
Local: (402) 544-2500
Toll-Free: (800) 370-2260

Text Us
(402) 501- 7473

E-mail
memberservice@upcu.org

ABA Routing Number

304083451

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