AUTO LOANS
Get a free Auto Duffel Emergency Set when you finance your Auto Loan with Union Pacific Streamliner Federal Credit Union through September 30th.
PLUS . . . You get a FREE entry for a $500 Gas Card. The gas card will be in the form of a Union Pacific Streamliner FCU Visa Gift Card in the amount of $500.00.
Auto Duffel Emergency Set
- Hit the road with this seven-piece highway emergency set.
- Set includes slotted and Phillips screwdrivers, one pair of gloves, jumper cables, socket set, socket driver and a tire gauge.
- All come in a black, sturdy 600D polyester duffel bag.
- A front slip pocket is perfect for storing emergency numbers or instruction manuals.
- Two Velcro® strips on the bottom of the bag attach to your trunk’s interior, keeping tools secure and still as you drive.
- Give a little peace of mind to new drivers, recent graduates or anyone else getting behind the wheel.
Auto, Truck & Motorcycle Loans
Union Pacific Streamliner Federal Credit Union makes it easy to finance your next vehicle. Our Member Lending Consultants look for ways to approve your loan quickly, with a competitive rate, and an affordable monthly payment.
Our auto loan application process is easy – whether it is online, over the phone, or in-person. Our personalized service is unmatched. Have an existing auto loan with another financial? You could reduce your term and lower your rate by refinancing it through Union Pacific Streamliner Federal Credit Union.
We also provide a wide range of products to compliment your vehicle loans: Debt Protection Coverage, GAP Protection, Extended Warranties, Auto Essentials Coverage and Depreciation Protection.
RATES
New Untitled Motor Vehicles
Term Length |
Rates As Low As* |
Minumum Balance |
| 6-36 months | 2.02% | $5,000.00 |
| 37-48 months | 2.02% | $5,000.00 |
| 49-60 months | 2.02% | $10,000.00 |
| 61-72 months | 3.02% | $15,000.00 |
| 73-84 months | 4.02% | $30,000.00 |
*Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. Value based on the lesser of NADA retail value or purchase price. Subject to Loan-to-Value and other underwriting criteria. All collateralized loans require full coverage insurance and lien. Vehicles with salvaged titles do not qualify for these rates. Rates are subject to change without notice.
Used 2020 or Newer Motor Vehicles
Term Length |
Rates As Low As* |
Minumum Balance |
| 6-36 months | 2.62% | $5,000.00 |
| 37-48 months | 2.82% | $5,000.00 |
| 49-60 months | 3.02% | $10,000.00 |
| 61-72 months | 4.02% | $15,000.00 |
| 73-84 months | 5.02% | $30,000.00 |
*Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. Value based on the lesser of NADA retail value or purchase price. Subject to Loan-to-Value and other underwriting criteria. All collateralized loans require full coverage insurance and lien. Vehicles with salvaged titles do not qualify for these rates. Rates are subject to change without notice.
Used 2017 - 2019 Used Motor Vehicles
Term Length |
Rates As Low As* |
Minumum Balance |
| 6-36 months | 3.62% | $5,000.00 |
| 37-48 months | 3.82% | $5,000.00 |
| 49-60 months | 4.02% | $10,000.00 |
| 61-72 months | 5.02% | $15,000.00 |
*Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. Value based on the lesser of NADA retail value or purchase price. Subject to Loan-to-Value and other underwriting criteria. All collateralized loans require full coverage insurance and lien. Vehicles with salvaged titles do not qualify for these rates. Rates are subject to change without notice.
Used 2015 - 2016 Used Motor Vehicles
Term Length |
Rates As Low As* |
Minumum Balance |
| 6-36 months | 4.62% | $5,000.00 |
| 37-48 months | 4.92% | $5,000.00 |
| 49-60 months | 5.32% | $10,000.00 |
*Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. Value based on the lesser of NADA retail value or purchase price. Subject to Loan-to-Value and other underwriting criteria. All collateralized loans require full coverage insurance and lien. Vehicles with salvaged titles do not qualify for these rates. Rates are subject to change without notice.
Used 2014 or Older and/or greater than 150,000 miles Used Motor Vehicles
Term Length |
Rates As Low As* |
Minumum Balance |
| 6-36 months | 5.62% | $5,000.00 |
| 37-48 months | 5.92% | $5,000.00 |
| 49-60 months | 6.22% | $10,000.00 |
*Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. Value based on the lesser of NADA retail value or purchase price. Subject to Loan-to-Value and other underwriting criteria. All collateralized loans require full coverage insurance and lien. Vehicles with salvaged titles do not qualify for these rates. Rates are subject to change without notice.
Get a free Auto Duffel Emergency Set when you finance your Auto Loan with Union Pacific Streamliner Federal Credit Union through September 30th.
PLUS . . . You get a FREE entry for a $500 Gas Card. The gas card will be in the form of a Union Pacific Streamliner FCU Visa Gift Card in the amount of $500.00.
Auto Duffel Emergency Set
- Hit the road with this seven-piece highway emergency set.
- Set includes slotted and Phillips screwdrivers, one pair of gloves, jumper cables, socket set, socket driver and a tire gauge.
- All come in a black, sturdy 600D polyester duffel bag.
- A front slip pocket is perfect for storing emergency numbers or instruction manuals.
- Two Velcro® strips on the bottom of the bag attach to your trunk’s interior, keeping tools secure and still as you drive.
- Give a little peace of mind to new drivers, recent graduates or anyone else getting behind the wheel.
Auto, Truck & Motorcycle Loans
Union Pacific Streamliner FCU makes it easy to finance your next vehicle. Our Member Lending Consultants look for ways to approve your loan quickly, with a competitive rate, and an affordable monthly payment.
Our auto loan application process is easy – whether it is online, over the phone, in-person or through one of our trusted dealer partners. Our personalized service is unmatched. Have an existing auto loan with another financial? You could reduce your term and lower your rate by refinancing it through Union Pacific Streamliner FCU.
RATES
New Untitled Motor Vehicles & Motorcycles over 1200 cc
Term Length |
Rates As Low As* |
Minumum Balance |
| 6-36 months | 2.02% | $5,000.00 |
| 37-48 months | 2.02% | $5,000.00 |
| 49-60 months | 2.02% | $10,000.00 |
| 61-72 months | 3.02% | $15,000.00 |
| 73-84 months | 4.02% | $30,000.00 |
*Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. A maximum loan to value (LTV) of 100% applies. Value based on the lesser of NADA retail value or purchase price. Rates are subject to change without notice.
2021 - 2020 - 2019 - 2018 Used Motor Vehicles & Motorcycles over 1200 cc
Term Length |
Rates As Low As* |
Minumum Balance |
| 6-36 months | 2.62% | $5,000.00 |
| 37-48 months | 2.82% | $5,000.00 |
| 49-60 months | 3.02% | $10,000.00 |
| 61-72 months | 4.02% | $15,000.00 |
| 73-84 months | 5.02% | $30,000.00 |
*Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. A maximum loan to value (LTV) of 100% applies. Value based on the lesser of NADA retail value or purchase price. Rates are subject to change without notice.
2017 -2016 Used Motor Vehicles & Motorcycles over 1200 cc
Term Length |
Rates As Low As* |
Minumum Balance |
| 6-36 months | 3.62% | $5,000.00 |
| 37-48 months | 3.82% | $5,000.00 |
| 49-60 months | 4.02% | $10,000.00 |
| 61-72 months | 5.02% | $15,000.00 |
*Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. A maximum loan to value (LTV) of 100% applies. Value based on the lesser of NADA retail value or purchase price. Rates are subject to change without notice.
2015 - 2014 Used Motor Vehicles & Motorcycles over 1200 cc
Term Length |
Rates As Low As* |
Minumum Balance |
| 6-36 months | 4.62% | $5,000.00 |
| 37-48 months | 4.92% | $5,000.00 |
| 49-60 months | 5.32% | $10,000.00 |
*Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. A maximum loan to value (LTV) of 100% applies. Value based on the lesser of NADA retail value or purchase price. Rates are subject to change without notice.
2013 & Older or Over 150,000 miles
Term Length |
Rates As Low As* |
Minumum Balance |
| 6-36 months | 5.62% | $5,000.00 |
| 37-48 months | 5.92% | $5,000.00 |
| 49-60 months | 6.22% | $10,000.00 |
*Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. A maximum loan to value (LTV) of 100% applies. Value based on the lesser of NADA retail value or purchase price. Rates are subject to change without notice.
Our Office
1400 Douglas Street - Mailstop 0040
Omaha, Nebraska 68179-1001
Get in Touch
Phone
Local: (402) 544-2500
Toll-Free: (800) 370-2260
Text Us
(402) 501- 7473
E-mail
memberservice@upcu.org
ABA Routing Number
304083451