AUTO LOANS

Auto, Truck & Motorcycle Loans

Union Pacific Streamliner Federal Credit Union makes it easy to finance your next vehicle. Our Member Lending Consultants look for ways to approve your loan quickly, with a competitive rate, and an affordable monthly payment.

Our auto loan application process is easy – whether it is online, over the phone, or in-person. Our personalized service is unmatched. Have an existing auto loan with another financial? You could reduce your term and lower your rate by refinancing it through Union Pacific Streamliner Federal Credit Union.

We also provide a wide range of products to compliment your vehicle loans: Debt Protection Coverage, GAP Protection, Extended Warranties, Auto Essentials Coverage and Depreciation Protection.

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AUTO BUYING RESOURCE

RATES

New Untitled Motor Vehicles

Term Length	Rates As Low As*

Up to 65 months	4.79%
66-75 months	5.29%
76-84 months	5.79%

Used 2022 or Newer Motor Vehicles

Term Length	Rates As Low As*

Up to 65 months	4.99%
66-75 months	5.99%
76-84 months	6.69%

Used 2019 – 2021 Used Motor Vehicles

Term Length	Rates As Low As*

Up to 60 months	6.93%
61-72 months	7.43%

Used 2017 – 2018 Used Motor Vehicles

Term Length	Rates As Low As*

Up to 60 months	7.93%

Used 2016 or Older and/or greater than 150,000 miles Used Motor Vehicles

Term Length	Rates As Low As*

Up to 48 months	9.43%

New Untitled Motorcycles

Term Length	Rates As Low As*

Up to 60 months	6.93%
61-72 months	7.43%
72-84 months	7.93

*Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. Value based on the lesser of NADA retail value or purchase price. Subject to Loan-to-Value and other underwriting criteria. All collateralized loans require full coverage insurance and lien. Vehicles with salvaged titles do not qualify for these rates. Rates are subject to change without notice.