Investing & Planning
Your Financial Future Starts Here
Union Pacific Streamliner Federal Credit Union is committed to empowering our members’ financial well-being. We’ve partnered with Copper Financial to offer a comprehensive suite of investment and financial planning services tailored specifically to the unique needs of Union Pacific employees and their families.
Whether you’re just starting to invest or seeking expert financial advice, UPSFCU and Copper Financial have the right solution to help you achieve your financial goals.
Guided Investing1
Looking for a simple and effective way to invest online? Guided Investing at Union Pacific Streamliner FCU provides a user-friendly digital platform designed for convenience and flexibility.
Benefits of Guided Investing:
- Convenient: Set up your account quickly in just five minutes through online banking.
- Professionally Managed: Automated portfolio management aligned with your financial goals.
- Affordable: Get started with as little as $200 and a low annual management fee of only 0.25%.
Wealth Advisor Services²
For personalized, comprehensive financial planning, Union Pacific Streamliner FCU members have access to professional wealth advisors through Copper Financial. Your dedicated wealth advisor provides tailored investment strategies to fit your specific financial objectives.
Benefits of Working with a Wealth Advisor:
Personalized
one-on-one financial planning and investment management
Specialized financial advice suited for larger investment portfolios
Customized solutions with transparent and competitive fee structures
Financial Disclosures
To learn more about Copper Financial and its financial representatives, visit FINRA BrokerCheck.
Securities and advisory services offered through Copper Financial Network, LLC (“Copper Financial”), a broker-dealer and SEC registered investment adviser. Member FINRA/SIPC. Your Credit Union has contracted with Copper Financial to make non-deposit investment products and services available to its members. Representatives are registered with Copper Financial. Your Credit Union and its investment group (if applicable) are not broker-dealers or investment advisers and are not affiliated with Copper Financial. For important disclosures from Copper Financial please visit here.
Copper Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed.
Link to the Copper Financial Customer Relationship Summary
Investment and insurance products offered through Copper Financial:
| Are Not Credit Union Deposits or Obligations | Are Not NCUA or otherwise Federally Insured | Are Not Credit Union Guaranteed | May Lose Value |
1Guided Investing is an investment advisory service offered by Copper Financial. For additional information on Guided Investing please see our Additional Disclosures. There is a .25% annual management fee for assets under management. Please see our Brokerage Fee Schedule for information on account servicing and maintenance fees that will also apply to your account. The ETFs in your account are also subject to expenses charged by the manager of the ETFs. See the Guided Investing Wrap Fee Program Fee Brochure for a full discussion of all associated fees and expenses.
2Wealth Advisors are able to offer different advisory, securities, and insurance products. Account minimums and fees for products available through a Wealth Advisor vary by product.
Your Credit Union has contracted with Copper Financial to provide investment products and services to its members. Your Credit Union is not a client of Copper Financial. Your Credit Union will receive compensation from Copper Financial if you open an account with Copper Financial. This compensation creates an incentive for you Credit Union to refer clients to Copper Financial. For additional information please see the Program Credit Union Referral Fee Disclosure available here.