Can't see our banner on Internet Explorer?

Microsoft is Ending Its Support of Internet Explorer in Aug. 2021

On August 17, 2021, Microsoft will end its mainstream support of Internet Explorer (IE) due to the browser’s incompatibility with modern-day coding standards, longer than normal load times, and susceptibility to remote attacks on your data.

How This Affects You

This means that more and more of your favorite websites will no longer support Internet Explorer browsing sessions. Facebook, YouTube, and Spotify are just a few of the top industry players to end their compatibility officially. Our website will follow suit as we continue to mature and enhance your member experience.

Why This is a Good Thing

When using Internet Explorer, websites take 3.5 times longer on average to load than when using more modern browsers like Safari, Chrome, or Microsoft’s IE replacement, Edge. Additionally, the way that IE stores pages on your computer is so outdated that Microsoft will not provide a fix for its potential exposure to attackers. Safari, Chrome, and Edge do not have these same coding vulnerabilities.

We want you, our members, to have the fastest and safest browsing experience possible when visiting our website. As mentioned, Microsoft’s Internet Explorer alternative is called Edge. If you are on a computer running Windows, you almost certainly already have it! The most popular browser worldwide is Google Chrome, with 63% of the worldwide market share as of February 2021. While we cannot officially recommend one particular browser, we encourage you to explore your options prior to August.

Questions? Please contact us!

CREDIT CARDS

CREDIT CARDS

Now through June 21, 2021

Earn 5X Points on all your travel-related purchases using your Union Pacific Streamliner FCU VISA PLATINUM

VISA PLATINUM REWARDS

With a Visa Platinum Rewards credit card from Union Pacific Streamliner Federal Credit Union, you have the flexible purchasing power to securely shop around the world at local merchants, over the phone, or online. Some of the great features include:

  • NO Annual Fee.
  • Low variable interest rate starting at 8.90% APR.
  • Earn points on all your purchases and redeem for merchandise, travel, gift cards and CASH!
  • Manage your Visa Platinum Rewards with our MyUPSFCUVisa mobile app on your smartphone.
  • Set up Notifications & Alerts and set spending limits.
  • Online access at www.upcu.org, including eStatements.
  • NO Fee Balance Transfers. Transfer your high-interest balances to your Visa Platinum Rewards with no additional fee.

Still Need Convincing?

Open a NEW Visa Platinum Rewards card and:

  • Earn 3X points on your purchases during the first 90 days!
  • Transfer your high-interest rate credit card balances to your new Visa Platinum Rewards and have a low fixed rate of 7.99% APR for one year . . . with no Balance Transfer Fee!

APPLY NOW

Select “VISA Credit Card” from the “Please select a loan” dropdown.

MyUPSFCUVISA Mobile App

Unlock the capability of your Visa Platinum Rewards card by downloading our MyUPSFCUVisa mobile app. This powerful mobile app available through the Apple App Store or GooglePlay store allows you to quickly manage your account. Some of the great features include:

  • Quickly see your transaction history, current balance and credit available.
  • Quickly see your rewards point balance.
  • Make a payment and see your payment history.
  • Quickly turn off your card if misplaced, and turn it back on.
  • Set Travel Notifications.
  • Set up Alerts & Notifications.
  • Dispute charges due to fraud or merchant issues.
  • Report Lost or Stolen.
  • And much more!

VISA PLATINUM REWARDS SOLICITATION DISCLOSURE

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases 8.90% to 18.00%, when you open your account, based on your creditworthiness.
This APR will vary with the market based on the Prime Rate.
APR for Balance Transfers 8.90% to 18.00%, when you open your account, based on your
creditworthiness.
This APR will vary with the market based on the Prime Rate.
APR for Cash Advances 8.90% to 18.00%, when you open your account, based on your
creditworthiness.
This APR will vary with the market based on the Prime Rate.
Penalty APR and When it Applies None
How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle.
We will not charge you any interest on purchases
if you pay your entire balance by the due date each month.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for
or using a credit card, visit the website of the Consumer Financial Protection Bureau at
http://www.consumerfinance.gov/learnmore.
Fees
Annual Fee None
Transaction Fees
– Balance Transfer Fee
– Cash Advance Fee
– Foreign Transaction Fee
None
None
1.00%
of each transaction in U.S. dollars
Penalty Fees
– Late Payment Fee
– Returned Payment Fee
Up to $25.00
Up to $25.00

How We Will Calculate Your Balance: We use a method called “average daily balance (excluding new purchases) (including new balance transfers and cash advances).”

Effective Date: The information about the costs of the card described in this application is accurate as of: September 15, 2020. This information may have changed after that date. To find out what may have changed, contact the Credit Union.

For California Borrowers, the Visa Platinum Rewards is a secured credit card. Credit extended under this credit card account is secured by various personal property and money including, but not limited to: (a) any goods you purchase with this account, (b) any shares you specifically pledge as collateral for this account on a separate Pledge of Shares, (c) all shares you have in any individual or joint account with the Credit Union excluding shares in an Individual Retirement Account or in any other account that would lose special tax treatment under state or federal law, and (d) collateral securing other loans you have with the Credit Union excluding dwellings. Notwithstanding the foregoing, you acknowledge and agree that during any periods when you are a covered borrower under the Military Lending Act your credit card will be secured by any specific Pledge of Shares you grant us but will not be secured by all shares you have in any individual or joint account with the Credit Union. For clarity, you will not be deemed a covered borrower if: (i) you establish your credit card account when you are not a covered borrower; or (ii) you cease to be a covered borrower.

Other Fees & Disclosures:

  • Late Payment Fee: $25.00 or the amount of the required minimum payment, whichever is less, if you are one or more days late in making a payment.
  • Returned Payment Fee: $25.00 or the amount of the required minimum payment, whichever is less.
  • Card Replacement Fee: $5.00.
  • Document Copy Fee: $1.50.
  • PIN Replacement Fee: $1.00.
  • Rush Fee: $20.00.
  • Statement Copy Fee: $3.00.

Our Office

1400 Douglas Street - Mailstop 0040
Omaha, Nebraska 68179-1001

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Get in Touch

Phone
Local: (402) 544-2500
Toll-Free: (800) 370-2260

E-mail
memberservice@upcu.org

ABA Routing Number

304083451

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