Savings Account
Secure Your Financial Future
The team at Union Pacific Streamliner Federal Credit Union is 100% committed to helping Union Pacific employees and their families achieve financial success. Whether you’re saving for a vacation, planning a wedding, preparing for a new addition to your family or building an emergency fund, a Union Pacific Streamliner FCU share savings account provides a secure place to grow your money.
What is a Share Savings Account?
A share savings account is the cornerstone of your Union Pacific Streamliner FCU membership. Unlike traditional savings accounts at a bank, a share savings account represents your ownership stake in Union Pacific Streamliner FCU. It allows you to deposit and withdraw funds conveniently while earning dividends (similar to interest), reflecting our credit union’s cooperative model where profits return to you, the member-owner.
Tailor Your Savings Goals
You can even open separate sub-share savings accounts for different goals, such as vacations, weddings or special purchases. Naming each account within your online banking profile can help clearly define your goals and keep you focused on reaching them.
Share Savings Account Rates:
Share Savings Account | Rate | APY | Minimum Balance |
|---|---|---|---|
Share Savings – Tier I | .25% | .25% | $5.00* |
Share Savings – Tier II | .30% | .30% | $10,000 |
Share Savings – Tier III | .35% | .35% | $25,000 |
Share Savings – Tier IV | .50% | .50% | $50,000 |
Share Savings – Tier V | .55% | .55% | $100,000 |
* Members must have an average monthly balance of at least $100 to earn dividends.
Interest rates are subject to change and may change after the account is opened. Fees may reduce earnings.
Dividends are paid monthly unless noted, and you can easily transfer funds to or from your Union Pacific Streamliner FCU accounts or external bank account.
It only takes $5 to open a share savings account. Ready to get started?
Additional Services
Download the Union Pacific Streamliner FCU Mobile App
Banking on the go? Our mobile app for digital banking makes managing your accounts convenient, secure and effortless. Transfer funds, deposit a check, pay your bills and much more.
